Defendant shall be punished by a fine of four million won.

If the defendant fails to pay the above fine, 50,000 won shall be one day.

Punishment of the crime

1. Although any person who intends to run a credit business without registration is required to register the credit business with the competent administrative agency, the Defendant, without registration on August 3, 201, loaned 4 million won (one million won in total of interest prior to and unpaid payment from the principal five million won) under the condition that he pays interest of 2.5 million won per month to C on August 3, 201 (part 5 per month).

2. In the event that an unregistered credit service provider, whose interest exceeds the interest rate, could not receive interest exceeding 30% per annum, which is the interest rate prescribed by the Interest Limitation Act, in the event that the unregistered credit service provider lends a loan, the Defendant received 75% interest per annum by lending 4 million won to C as of August 3, 2011.

In addition, the Defendant loaned money more than three times from April 8, 2008 to August 3, 201, as shown in the list of crimes, and received interest exceeding the limited interest rate.

Summary of Evidence

1. Partial statement of the defendant;

1. A protocol of examination of part of the defendant by prosecution;

1. Each police statement made to C, D, E, and F;

1. Records of seizure and the list of seizure;

1. A statement of transaction, a copy of passbook, a certified copy of notarial deed, a loan certificate, a business registration certificate, a credit business registration certificate, or an authentic copy of notarial deed;

1. Investigation reports (as to attachment of authentic deeds, such as a copy of authentic deeds), and application of Acts and subordinate statutes on internal investigation reports ( telephone conversations between parties for reference G);

1. Article 19 (1) 1 and Article 3 (1) of the Act on Registration of Credit Business, etc. and Protection of Finance Users regarding criminal facts, Article 19 (1) 1 of the Act on the Registration of Unregistered Credit Business, etc. and Protection of Finance Users, Articles 19 (2) 3 and 11 (1) of the Act on Registration of Credit Business, etc. and Protection of Finance Users, and Selection of fines;

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Articles 70 and 69 (2) of the Criminal Act for the detention of a workhouse;

1. Article 48 (1) 1 of the Criminal Act to be confiscated;

1. Article 334 (1) of the Criminal Procedure Act of the provisional payment order;