Defendant shall be punished by a fine of KRW 2,500,000.

If the defendant does not pay the above fine, 50,000 won.

Punishment of the crime

Where an unregistered credit service provider provides a loan, the interest rate shall not exceed 30% per annum.

Nevertheless, around August 20, 2012, the Defendant decided to lend 4 million won to B in front of the Dong-dong, Dong-dong, Incheon Metropolitan City community service center on the condition that B pay 80,000 won per day for 60 days, and 3.720,000 won after deducting 2.80,000 won as a fee shall be issued and the interest shall be paid at an annual interest rate of 3.20%, and the interest shall be paid.

Accordingly, the Defendant was paid interest exceeding the interest rate.

Summary of Evidence

1. Defendant's legal statement;

1. A protocol concerning the police interrogation of the accused;

1. Protocol of the police statement concerning B;

1. Application of Acts and subordinate statutes on investigation reporting;

1. Relevant Article 19 (1) 1 and Article 3 (1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users concerning criminal facts, Articles 19 (2) 3 and 11 (1) of the Act on Registration of Credit Business, etc. and Protection of Finance Users, and Selection of each fine;

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Articles 70 and 69 (2) of the Criminal Act for the detention of a workhouse;

1. Article 334 (1) of the Criminal Procedure Act of the provisional payment order;