1. The defendant shall be jointly and severally with C to the plaintiff KRW 30,000,000 and shall be annually from April 20, 2012 to April 6, 2015.

1. According to Gap's evidence Nos. 1 (the tea certificate, the defendant's defense that the loan certificate was forged, but there is no evidence to acknowledge it, and rather, according to appraiser D's written appraisal results and witness C's testimony, it can be recognized that the writing of the defendant's signature, address, number, etc. in the loan certificate is written by the defendant. Thus, the defendant's above defense is without merit), evidence Nos. 2, witness C's testimony, and the whole purport of the testimony and oral argument of the witness C, the plaintiff set the amount of KRW 30 million to C on April 19, 2010 on April 19, 201, and the defendant guaranteed the above loan debt of Eul.

Therefore, the Defendant is jointly and severally liable with C to pay the loan amount of KRW 30 million and the delay damages calculated by the rate of 5% per annum under the Civil Act from April 20, 2012, which is the service date of the original copy of the instant payment order, from April 6, 2015 to April 6, 2015, which is the service date of the original copy of the instant payment order, 20% per annum under the Act on Special Cases Concerning Expedition, etc. of Legal Proceedings, from the following day to September 30, 2015, and 15% per annum under the Act on Special Cases Concerning Expedition, etc. of Legal Proceedings

(A) The Plaintiff claimed payment of damages for delay calculated at the rate of 20% per annum from the day following the delivery of the original copy of the instant payment order to the day of full payment. However, the statutory interest rate of Article 3(1) main sentence of the Act on Special Cases Concerning the Promotion, etc. of Legal Proceedings amended by Presidential Decree No. 26553, Sept. 25, 2015; and the statutory interest rate of 20% per annum until September 30, 2015; and 15% per annum after October 1, 2015, respectively. Thus, the Plaintiff’s claim for damages for delay exceeds the rate of 15% per annum from October 1, 2015 to the day of full payment).