Defendant shall be punished by a fine of KRW 5,000,000.

If the defendant does not pay the above fine, 50,000 won.

Punishment of the crime

1. Where a credit service provider violating the interest rate limitation gives a loan to an individual or a small corporation, the interest rate shall not exceed 49% per annum from October 4, 2007 to July 20, 201, 44% per annum from July 21, 201 to June 26, 201, and 39% per annum from June 27, 201 to June 27, 201.

Nevertheless, around April 15, 2008, the Defendant loaned KRW 1,000,000 to the obligor D at the office of the Defendant’s operation located in Cheongju-si, U.S., and agreed to receive interest of KRW 50,000 per annum, and received interest of KRW 60% per annum from around that time to October 27, 2012, and violated the restriction on the interest rate of 150 times as indicated in the attached list of crimes (1).

2. Any person who intends to run a credit business without registration shall file for registration with the competent administrative agency.

Nevertheless, around March 7, 2011, the Defendant loaned KRW 4,000,00 to E at the C office of the Defendant’s operation in a substantial area of Cheongju-si, Cheongju-si, and the same year from that time.

7. Until February 1, 200, the credit business was operated without registration with the competent authorities over 12 times as shown in the Schedule of Crimes (2).

Summary of Evidence

1. Defendant's legal statement;

1. Statement made by the police of the F;

1. Records of seizure and the list of seizure;

1. Details of each account transaction and copies of bankbooks;

1. Application of the current status of registration of credit business, copies of credit business registration certificates, and copies of business registration certificates at the request of administrative agencies;

1. Article 19 (1) 1, Article 3 (1), Article 19 (2) 3, and Article 11 (1) of the Act on the Protection of Financial Users and Protection of Relevant Articles 19 (1) 1, Article 3 (1), and Article 19 (2) 3, and Article 11 (

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Articles 70 and 69 (2) of the Criminal Act for the detention of a workhouse;

1. Article 334 (1) of the Criminal Procedure Act of the provisional payment order;