A defendant shall be punished by imprisonment for not less than eight months.

However, the execution of the above punishment shall be suspended for a period of two years from the date this judgment becomes final and conclusive.

Punishment of the crime

D, E, F, etc. knew that the Ministry of Land, Infrastructure and Transport provides loans to low-income groups through banks, and, with the knowledge of the fact that the Ministry of Land, Infrastructure and Transport, shared each of the roles, such as the preparation of documents to prepare a false employment certificate and benefit ledger, the recruitment of false lessors who own a house but do not intend to lease the house, and the arrangement of loan funds without the intention to lease the house, and the arrangement of the above lessors and lessees who do not have the intent or ability to repay the loan, and then, planned to distribute profits according to their respective roles by deceiving the financial institutions by submitting documents, such as the false lease contract document and false employment certificate, etc., to the bank, and by applying for the loan.

Accordingly, on February 2, 2013, F, which is a book to recruit lessee with interest on the preparation of documents, will take part of the loan to the Defendant when he/she obtains a loan for the lease of housing by using a false certificate of employment, etc.

In accordance with the proposal, the defendant is recruited as the tenant in the name of the lending person, and the defendant who does not have worked in the multilateral cream Co., Ltd. actually prepared and delivered a false certificate of employment as if he worked in the above company to the defendant, and then arranged the defendant to E, who is a broker for the defendant.

E, on February 2013, 2013, the first police officer connecting F with D, which is a duty to recruit lessors, and D was recruited as lessors and introduced them to the defendant.

On February 6, 2013, the Defendant prepared a false statement of a real estate lease agreement as if the Defendant, even though having not actually concluded a lease agreement at the I Real Estate brokerage office located in Seocheon-gu, Seocheon-gu, Seocheon-gu, Seoul, in spite of the fact that he/she had actually concluded a lease agreement, he/she moved into the lease deposit (former tax) KRW 90 million from February 16, 2013 to February 15, 2015.