The defendant's KRW 100,00 per annum for each of the plaintiffs and 5% per annum from January 8, 2014 to January 28, 2016.

1. Facts of recognition;

가. 당사자의 지위 1) 피고는 신용카드, 선불카드 직불카드 발행, 판매 및 관리 등의 사업을 영위하는 주식회사이다. 2) 코리아크레딧뷰로 주식회사(이하 ‘KCB’라 한다)는 금융기관들이 공동출자하여 설립한 회사로서, 신용정보의 이용 및 보호에 관한 법률에서 정하는 신용조회 및 신용조사업무 등의 사업을 영위하는 주식회사이다.

3) The Plaintiffs are those who have used or used a credit card, etc. upon entering into a contract for use and financial transaction with the Defendant. B. The concept of the card accident analysis system and the introduction 1) card accident analysis system (hereinafter “FDS”) are introduced by all domestic credit card companies as a system to detect transaction or fraudulent use as long as it is caused by theft, loss, or forgery or alteration of credit cards.

2) According to the FDS, an analysis model is made based on statistical techniques using a large amount of card use information and relevant customer information based on the past accident transaction, and based on this, if it is discovered that abnormal types of transaction have occurred according to the type of accident analyzed on the basis of statistical data at the time of using the credit card, it is possible to refuse approval of the card. (c) After introducing the FDS in 2008, the Defendant entered into a contract with the KCB on January 30, 2013 with the FDB on the basis of the need for trade, and entered into a contract on the purchase of the FDS business related to the FDS within seven months from the date of the delivery.

2. The development personnel of KCB, including A, put into the Defendant from February 2013 to August 2013, 2013, and started the FDS development work. ① From February 2013 to April 2013, the Defendant’s claim management division and work requirements need to be consulted and defined, and the Defendant’s opticalization located in Jongno-gu Seoul internal waters.