1. The judgment of the court of first instance is modified as follows.

The Plaintiff, Defendant B, Defendant C, and Defendant C, KRW 1,731,090.

1. Basic facts

A. The Plaintiff’s relationship 1) between D and D around August 2010, the Plaintiff: (a) the insured period from August 18, 2010 to August 18, 2020; and (b) the building of four-story scale in Gyeonggi-do, Gyeonggi-do, the subject matter of insurance, located in E (hereinafter “instant building”).

) FF insurance contract to compensate for losses to buildings, etc. (hereinafter “instant insurance contract”).

(2) Defendant B is the insurer that concluded the instant building G, and Defendant C is the lessor that leased the instant building G to the owner and D, and Defendant C is the contractor that received a contract for the interior works of the instant building from D as follows:

B. D’s contract for construction work between D and Defendant C was leased from Defendant B around January 2015, and around March 2015, Defendant C to run a singing practice room business under the instant building G. In order to run a singing practice room business under the instant building G, D’s interior equipment construction (hereinafter “instant interior equipment construction”).

(2) Around March 2015, Defendant C removed waste fire-fighting pipes, but did not properly process the interior of the instant interior works, and delivered the instant units G of the instant building to D.

C. On August 8, 2016, around 16:30 on August 16, 2016, when the lessee of the first floor of the instant building was engaged in the work of replacing taps at the first floor of the instant building, water was discharged from the above closed fire-fighting pipe inside D’s four-story shop (sing room) by d’s connecting the tap taps connected to the closed fire-fighting pipe, and water was discharged, and the water was flooded on the ceiling of the public stairs room of the instant building, the elevator, and the third floor store of the instant building (hereinafter “instant accident”).

[Insurance Money Payment Table] The Defendant B, the victim of the Defendant B, who was the victim of KRW 2,164,50,00 in the amount of losses in the items Nos. 3,235,00 in the amount of losses and the victim’s amount of 12,475,90 in the amount of public stairs Nos. 8,733,130 in the amount of KRW 1,60,00 in the 33-story store of KRW 1,120,00 in the sum of KRW 17,310,90 in the 12,017,630 in the amount of damages (2).