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(영문) 청주지방법원제천지원 2016.04.27 2015가단21178
리스채무금
Text

1. The defendant shall pay to the plaintiff the amount of KRW 68,442,421 and KRW 58,69,09 among them, from January 13, 2016 to the day of full payment.

Reasons

1. Facts of recognition;

A. On September 30, 2014, the Plaintiff entered into a contract for facility leasing (Lease) with the Defendant (hereinafter “instant lease agreement”) under the terms and conditions as follows, setting the monthly rent of KRW 48 months, monthly rent of KRW 2,695,700, annual interest rate of arrears rate of KRW 24%, estimated residual value of KRW 30,000, which is KRW 111,260,000.

Article 2 (Definitions) The definitions of terms used in this Clause shall be as follows:

5. The term “midway termination fee” means the amount to be paid by the customer under Article 24 when the customer (the “defendant”; hereinafter the same shall apply) intends to return the motor vehicle for the reasons of earlier termination.

Article 20 (Termination of Contracts by Financial Companies) (2) Where a customer delays monthly rent at least two consecutive times, the financial company may request the customer to terminate the contract after notifying the customer of the fact of delay of performance of the obligation and the termination of this Agreement at least three business days prior to the date of termination of the contract, and where the customer fails to notify the customer of the termination date of the contract three business days prior to the date of termination of the contract, the date three business days after the date of actual notice

Article 22 (Termination of Lease Contract) (2) In the event of early termination under Articles 20 and 21, customers shall pay fees and fees for early termination under Articles 24 and 25 and shall compensate for losses arising during the lease period in addition to the payment of all the fees for the transfer of ownership of a motor vehicle and the cancellation of the collateral security.

Article 24 (Aggravated Termination Fee) (1) In cases where a person intends to return a motor vehicle for reasons of early termination, the customer shall pay the fee for early termination determined by a financial company (hereinafter “Plaintiff”) to the financial company within the scope permitted by law, and the fee rate shall comply with each subparagraph.

- Early termination commission = Unpaid principal 】

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