1. The defendant's appeal is dismissed.

2. The judgment of the first instance court is following according to the expansion of the Plaintiff’s purport of the claim in the trial.

1. Basic facts (1) On October 23, 2013: 36 months: 2. 36 months: 2,929,800 won: overdue interest rate: 24.00%: 31,890,000 won: The remaining value: 31,890,000 won.

A. On October 23, 2013, the Plaintiff, a company operating installment financing business, facility leasing business, etc., concluded a facility leasing agreement (hereinafter “instant lease agreement”) with the non-party Company B (hereinafter “non-party company”) (hereinafter “non-party company”). On the same day, the Defendant jointly and severally guaranteed all obligations of the non-party company under the instant lease agreement.

Article 20 (Termination of Contracts by Financial Companies) (2) Where a customer delays monthly rent at least two consecutive times, the financial company may terminate the contract after notifying the customer of the fact of delay in the performance of obligations and the termination of this Agreement; and where the customer is not through the customer three business days prior to the date of termination of the contract, the financial company may request the return of the motor vehicle, and where the customer is not through the customer three business days prior to the date of termination of the contract, the date three business days after the date

(4) Where a contract is terminated due to the occurrence of a cause under this Article, a customer shall pay a fee for early termination or a fee for damage incurred to a financial company pursuant to Articles 24 and 25 according to the method of handling motor vehicle.

Article 24 (Aggravated Termination Fee) (1) In case of returning a motor vehicle for earlier termination, the customer shall pay the fees for earlier termination as determined by the financial company to the extent permitted by the Acts and subordinate statutes.

(1) Where a customer fails to pay an amount to be paid to a financial company pursuant to this agreement, such as lease fees, by the due date, the customer shall pay the amount from the due date to the due date of full payment.