1. It is confirmed that an insurance contract entered in the attached Form 1 insurance contract concluded between the Plaintiff and the Defendant is null and void.

2...

1. Facts of recognition;

A. A. Around May 12, 2010, the Defendant entered into an insurance contract with the Plaintiff, and as indicated in the attached Table 1 insurance contract, the Defendant: (a) determined both the insured and the beneficiaries as the Defendant himself/herself and the monthly insurance premium of KRW 28,690; and (b) concluded a C contract that covers the following security:

(hereinafter referred to as the "insurance contract of this case"). Expenses for hospitalization (at least one day, and at least 30,000 won): The amount of insurance coverage per day of hospitalization (at least 180 days from the date of occurrence of injury): Expenses for defense (at least 3,00,000 won from the date of occurrence of injury): Where a person is detained due to his/her physical injury while driving a motor vehicle, or public prosecution is instituted by the prosecution, the amount of insurance coverage per accident shall be suspended (at least 50,000 won): Where a driver's license is temporarily suspended due to an accident while driving a motor vehicle due to his/her physical injury or damage to property of another person by an administrative disposition, the amount of insurance coverage per day of suspension of his/her license within the maximum limit of 60 days during the suspension period

B. The details of the Defendant’s hospitalization and the payment of the insurance money that the Plaintiff paid to the Defendant according to the instant insurance contract, and the details of the Defendant’s hospitalization corresponding thereto are as shown in the status of hospitalization and payment of insurance money

C. The Defendant entered into a total of 35 insurance contracts from February 17, 2010 to August 17, 2018 with various insurance companies including the Plaintiff (hereinafter referred to as “stock company” in its trade name) or became the insured of the insurance contract, as stated in the status of conclusion of the insurance contract in attached Table 3.

The Defendant’s income activity reported the insurance design allowance of KRW 2,546,180 as business income in 2010, and reported the amount of KRW 1,764,00 as earned income in 201, KRW 1,3380,000 as earned income in 2012, and KRW 20,040,480 as earned income in 2014, and there was no income reported in 2013.

E. Meanwhile, on the other hand.