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1. The plaintiff's claim is dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Basic facts
A. On December 7, 199, the Plaintiff entered into a comprehensive security insurance contract (B; hereinafter “instant insurance contract”) with the Defendant as the insured on December 7, 199 as the wife B (hereinafter “the deceased”). The content of the instant insurance contract relating to the instant case is as stated in the attached insurance clause, etc.
B. On March 1, 2016, the Plaintiff worked at around 8:30 a.m. on the same day, and left the office at around 6:30 p.m. on the same day. The Deceased was found to have died in the state of being arbitraried, i.e., Seocho-gu Seoul Metropolitan Government C building, and 602 front of the kitchen C building, her home, and having worn a
[Reasons for Recognition] Uncontentious Facts, Gap evidence 1, 3, 4, Eul evidence 1 to 4, the purport of the whole pleadings
2. Determination as to the cause of action
A. The plaintiff asserts that the deceased died from a sudden accident resulting from exposure to the unknown factors of the deceased's water or taxation away from the surrounding floor of the Washington belt, the plaintiff asserts that the deceased died from a sudden accident due to the exposure to a fire in detail, and claimed against the defendant for payment of the insurance money for death of a disaster in accordance with the insurance contract of this case 50 million won and damages for delay.
B. Of the “emergency accident”, which is the requirement of the insurance accident under the insurance contract of this case, the “emergency accident” refers to all the causes of injury or death, not due to the physical defect of the insured, i.e., disease or physical physical injury, etc., and the causal link between the external nature of the accident and the result of injury or death, the claimant for insurance bears the burden of proof.
If it is anticipated that a dispute over the cause of death may arise because it is unclear that the deceased's bereaved family member is responsible for the death, such as an insurance company, etc., it is the most fundamental proof process to clarify the cause of death through autopsy.