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(영문) 대전지방법원 2018.10.11 2017가단221713
보험금
Text

1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

Reasons

1. Basic facts

A. At around 11:30 on September 14, 2016, E died (hereinafter “the instant accident”) due to an accident involving a neck with the front left-hand side of the horse at Seo-gu, Seo-gu, Seo-gu, Seo-gu, Seo-gu, Seo-gu, Cheongju (hereinafter “the deceased”). The Plaintiffs are the wife and children of the deceased.

B. On February 23, 2016, the Deceased entered into a contract on a disaster insurance for farmers NH safety (hereinafter “instant insurance contract”) with the content that the Defendant and the Deceased, the Deceased, the beneficiary’s legal heir, and the insured were paid KRW 75 million for survivors’ benefits and KRW 1 million for funeral expenses if they died due to a disaster that occurred during the farming work as specified in the attached Table 1 attached hereto.

C. The Plaintiffs, as legal inheritor of the Deceased, claimed insurance money under the insurance contract of this case on the premise that the instant accident occurred during the residence and the movement of agricultural machinery with the deaf workplace as stipulated in paragraph (4) (a) of the attached Table 1, but the Defendant rejected payment of insurance money on the ground that the Deceased did not die during the farming work.

[Ground of recognition] Facts without dispute, Gap evidence Nos. 1 through 5, 7, Eul evidence Nos. 1 and 6, video, the purport of the whole pleadings

2. Determination as to the cause of action

A. The gist of the Plaintiff’s assertion was that the deceased parked in a train at the place where the deceased died, and then, the deceased did farming work, such as removing a knife by reporting the knife and removing the knife. After that, the deceased moved to the place where the death was caused by the removal of the knife and piling down the garbage brought from the house at one place, and the deceased tried to return the knife and return the knife. As such, the deceased died during the death, namely, during the farming work, due to a disaster that occurred during the movement of the residential and agricultural machinery between the place of work and the deaf, the Defendant is obligated to pay the insurance proceeds

B. The deceased died only with the evidence submitted by the Plaintiff or the witness G.

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