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(영문) 창원지방법원 2015.12.22 2015나32725
보험금
Text

1. Revocation of the first instance judgment.

2. The plaintiff's claim is dismissed.

3. All costs of the lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. The Plaintiff is a policyholder and beneficiary of each of the following insurance contracts, and the Defendant is a stock company with the aim of engaging in non-life insurance business, etc.

B. The Plaintiff and the Defendant entered into each of the following contracts with the Defendant, i.e., “Undividend-friendly driver insurance 0505” (hereinafter “No. 1 insurance”) and “Non-Distribution Redy License Insurance” (hereinafter “No. 2 insurance”).

(1) On September 21, 2005, on August 21, 2005, on August 21, 2005, the Securities Number EF insurance period of August 16, 2000 to August 16, 200:00 to September 16:00 on September 21, 2005 to September 16:0 to September 16:00 to September 21, 20208, the company suffered damage under the general insurance period of the AA premium of KRW 43,000,000 on September 21, 202 to the insured B, A, under the General Insurance Contract of KRW 16:00,00 on September 21, 208, the company suffered damage under the General Insurance Contract of KRW 10,00,000 on the death or injury of KRW 180,000 on the general insurance premium of KRW 10,00,000 on the death of KRW 20.30.

The general injury referred to in paragraph (1) means the bodily injury (excluding physical auxiliary equipment, such as veterinary items, artificial arms, bills, rule, etc.) suffered by an accident of the outpatients (hereinafter referred to as "general accident").

Article 13 (Compensation for Loss) If the insured has suffered bodily injury (excluding physical assistance equipment, such as water, clothing, bill, doctor's duty, etc.) due to any sudden and incidental accident (hereinafter referred to as "accident") during the insurance period, the company shall compensate for the loss resulting from such injury (hereinafter referred to as "damage") in accordance with the terms and conditions.

Article 14 (Non-Compensation for Loss) The Company shall not compensate for any loss arising from the following causes:

(1) An insured person's intentional injury, suicide, attempted suicide, or an insured person.

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