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1. The plaintiff's claim is dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Basic facts
A. On August 28, 2015, the Plaintiff’s mother B was indicted for injuring another person on the following insurance contracts with the Defendant (hereinafter “instant insurance contract”) (hereinafter “the name of the goods”) / [the insurance period / [the insured] from August 28, 2015 to August 28, 2095 / [Guaranteed Matters] the Plaintiff [the Plaintiff]’s automobile accident agreement expenses / KRW 30 million (Death of a third party), and the Plaintiff’s death of the victim due to an automobile accident of KRW 5 million (5 million), or was charged for inflicting injury upon another person on the part of a traffic accident of KRW 30 million, but the court was tried by a summary prosecutor but paid the attorney’s fee within the limit of the amount of insurance coverage per each accident (excluding the case where the insured was charged for a formal trial but was tried by a prosecutor).
4-1. Expenses for Traffic Accident Agreements (General) Article 1 (Grounds for Payment of Insurance Money; hereinafter the same shall apply) of the Special Terms and Conditions concerning Cost Loss shall pay the insurance money agreed upon to the beneficiary when any of the following events occurs to the insured:
1. Expenses for agreement on traffic accidents: In the case of injury provided for in Article 2 (1) 1 to each victim of a motor vehicle accident that has occurred rapidly and rapidly while driving a motor vehicle during the insurance period of this Special Terms and Conditions, the amount paid by the insured as criminal agreement to each of the victims for each accident shall not exceed the following limits: In the case of Article 2 (1) 1, the scope of payment, expenses for agreement on traffic accidents (general provisions concerning the payment of insurance money): Article 2 (Detailed Provisions concerning the Payment of Insurance Money) (1) The amount of injury referred to in Article 1 (Grounds for Payment of Insurance Money) (1) shall be as follows:
1. Where he/she causes the death of a victim, the company shall be liable to pay insurance proceeds under Article 3 (Reasons for Non-Payment of Insurance Proceeds) (1) Any of the following subparagraphs: