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1. The plaintiff's claim is dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Basic facts
A. A around January 16, 2012, on the register of 330 square meters in a warehouse of the mentart roof, the mentart-type, Chungcheongnam-gun, Chungcheongnam-do, and one parcel of land, A is marked as a mentart-gun, Geumsan-gun, and a 285 square meters on the register of 230 square meters in a warehouse.
(A) Of the instant building, approximately KRW 231 square meters was leased and used as a factory manufacturing a man-made stone and a kitchen household with the trade name “D” (hereinafter “instant building”). (B) Of the instant building, approximately approximately KRW 231 square meters of the instant building were used as a factory manufacturing a man-made stone agency and a kitchen household.
Around March 9, 2012, the Plaintiff, a company running an insurance business, concluded an insurance contract with A, with the term of insurance from March 9, 2012 to March 9, 2017, stating that the term of insurance from March 9, 2012, as well as the term of insurance from March 9, 2017, covering the machinery of the instant factory (amount of KRW 10 million), collecting fixtures (amount of KRW 5 million), movable property (amount of KRW 20 million), the lessee liable for damages to the lessor due to the fire of the instant factory (amount of KRW 80 million), and the lessee liable for damages (amount of KRW 80 million), which covers liability for damages to the lessor due to the fire of the instant plant (amount of KRW 30 million).
(hereinafter “instant insurance contract”). C.
The defendant is a company that runs the manufacturing and selling business of the Plag, etc.
On the other hand, around January 16, 2012, B leased approximately 99 square meters of the instant building, excluding the instant factory, to F engaged in the manufacturing business of man-made stone and kitchen households with the trade name “E”. From around that time, F has used approximately 9 square meters of the instant building as a factory of “E” (hereinafter “non-party factory”).
A around June 201, the Defendant purchased two air-going machines manufactured (hereinafter “instant air-going machines”) and used them in the instant plant. A around December 18, 2012, a fire (hereinafter “instant fire”) occurred within the instant plant (hereinafter “instant fire”).