1. The defendant shall pay to the plaintiff KRW 36,523,255 and KRW 22,105,22 among them, from June 11, 2019 to the day of full payment.

Although the Defendant denies the overall purport of the pleadings in each of the statements in Gap evidence Nos. 1, 2, and 3 (including additional numbers), the Defendant may fully recognize the fact that the Defendant, as follows, loses its interest due to delay in repayment of the principal and interest of the loan received from the Plaintiff, thereby incurring the obligation of the loan amounting to KRW 36,523,255 ( KRW 22,105,222, interest or overdue interest of the remaining principal: KRW 22,105,222, interest or overdue interest of the remaining principal; KRW 2,207,95, KRW 702,357, KRW 357: interest or overdue interest of the remaining principal; KRW 10,561,580, interest or overdue interest of the remaining principal.

The defendant is obligated to pay to the plaintiff damages for delay calculated at the rate of 24% per annum, which is the overdue interest rate, for the remaining principal and interest of the loan from June 11, 2019 to the day of full payment, as requested by the plaintiff, as to the agreed interest rate of 27.8% per annum as to the remaining principal and interest of the loan 10,561,580 won, from June 11, 2019 to the day of full payment, according to the calculation statement of principal and interest of the loan 36,523,255 won, and the remaining principal of the loan 22,105,222 won. Thus, the plaintiff's claim of this case is justified.