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1. The Defendant shall pay to the Plaintiff KRW 30,00,000 and the interest rate of KRW 15% per annum from November 11, 2015 to the date of full payment.
Reasons
1. Facts recognized;
A. On December 3, 2013, the Plaintiff entered into a comprehensive insurance contract between the Defendant and the insurance coverage amount of KRW 300,000,000, and the insurance period from December 3, 2013 to December 3, 2069, with the insured and the beneficiaries as the Plaintiff (hereinafter “instant insurance contract”).
B. Article 16 (Types and Grounds for Payment of Insurance Money) (1) of the Insurance Terms and Conditions of the instant insurance contract provides that “If the insured is in a state of disability corresponding to the respective payment rates set forth in the Disability Classification Table (Attached Table 1) as a direct result of an injury during the insurance period, the company shall pay the insured amount by multiplying the payment rate set forth in the Disability Classification Table by the insurance coverage amount.”
Article 3(3) of the same Act provides that "The term "injury to this Agreement shall mean injury to a person's body caused by a sudden and incidental accident that occurred during the insurance period."
C. The relevant provisions of this case in [Attachment I] are as listed in the annexed sheet.
On February 8, 2014, the Plaintiff was faced with the ground floor while getting out of the mountain mountain in Incheon (hereinafter “instant accident”) while getting out of the mountain, and the head was faced with it.
E. On February 9, 2014, the Plaintiff was diagnosed at the C Hospital Emergency Medical Center located in Gyeyang-gu Incheon, Incheon, and was diagnosed as a satise and satise of the satise of the satise of the satise of the satise of the satise of the satise of the satise of the satise of the satise of the satise of the satise-6-7)
F. In the case where the Plaintiff claimed insurance proceeds from the instant accident against the K non-life insurance company (Seoul District Court Decision 2015Gadan204648), the physical appraisal reply submitted by the F and Medical Doctors G to the Incheon District Court on November 3, 2015, the number of injury caused by the injury under the conditions that there was a thirical typology and the escape symptoms of the conical signboards after the previous conical convers by the typists.