1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. The Plaintiff entered into the instant insurance contract with the Defendant, “Ii204” (hereinafter “instant insurance contract”), and the basic matters of the instant insurance contract are as follows.

1) Contract number: C2) Contract period: From February 26, 2013 to February 26, 2063, the policyholder, the insured, and the beneficiary: Plaintiff

B. The instant insurance contract is as follows.

As seen in this paragraph, in the event that the plaintiff suffered from a disability with at least 3% of the injury during the insurance period 】 the amount of each subscription 】 payment rate 】 basic contract that pays an amount equivalent to the insurance amount (100,000,000) and the special agreement on security for the injury after the injury (200,000,000 won) are included.

C. The main contents of the instant insurance contract concerning the insurance proceeds related to the subsequent disability stipulated in the general terms and conditions and the special terms and conditions are as follows.

Article 16 (Types and Grounds for Payment of Insurance Money) (1) Where the insured (persons subject to insurance) is in a state of disability corresponding to each disability payment rate set forth in the Disability Classification Table (Attached Table 1) as a direct result of injury during the insurance period, the company is bound to pay the following amount as insurance money to the persons benefiting from the insurance (persons receiving the insurance money).

(3) The term "injury" in this contract means an injury suffered by a person (including bodily assistance equipment, such as artificial organs, artificial organs or parts, if it is transplanted and its function is replaced) due to a sudden and incidental accident that occurs during the insurance period.

Article 17 (Detailed Provisions concerning Payment of Insurance Money) (1) Notwithstanding the provisions of Article 16 (Types of and Grounds for Payment of Insurance Money) (1) and (2), a fixed amount shall be permanently fixed.