A defendant shall be punished by imprisonment for not less than eight months.

However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

The Defendant is a person who actually engaged in a credit business.

1. Any person who violates the Act on Registration of Credit Business and Protection of Financial Users may not run a credit business without registering the credit business, and even if he runs a credit business without registering the credit business, the statutory interest rate may not be exceeded;

On October 2010, the Defendant, without registering credit business, lent 13,300,000 won to D in the E-cafeteria of the operation of D, which is a finance user in the south-gu, Seocho-gu, in the form of 3 million won and applied the annual interest rate of 199.06% exceeding the statutory interest rate, from that time until April 12, 2012, the Defendant loaned a total of 12 finance users of 13,30,000 won in total over 26 times, as shown in the list of crimes (2) in the attached Table of Crimes (2) from around April 12, 2012, and exceeded the statutory interest rate for the loans of 10,300,000 won in total.

Accordingly, the defendant, while running a unregistered credit business, exceeded the statutory interest rate.

2. Any debt collector who violates the Fair Collection of Claims Act shall be prohibited from assaulting or threatening a debtor, etc. in connection with debt collection, or using a deceptive scheme or force against him/her;

A. On February 2012, 2012, the Defendant committed a debt collection act by intimidation on the ground that G did not pay the loan normally, on the ground that G did not pay the loan normally. “The age and age of drinking 70, coming from the 70 years of age coming from the east-gu, North Korea’s F market, and that G did not pay the loan normally.” The Defendant told G to the effect that “the years of age and age coming from the 70 years of age coming from the east-gu, the year of this fraud, the year of this fraud, two years of age, the years of old age, the years of aging, the years of aging, and 30 million won of South and North Korea, the Defendant did not pay the amount of money to G.”

B. On February 2, 2012, the Defendant was the Defendant at the Ida, located in the North Hah-gu, Mapo-si, Mapo-si.

For the same reason, G showed the attitude that the head of the above G was able to catch and salp and salphere and conduct G, and "G" is the same as the salp.