1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. On September 30, 2010, the Plaintiff entered into an insurance contract with the Defendant and the insured each of the insurance contracts listed in the separate sheet (hereinafter “each of the instant insurance contracts”).

B. On January 15, 201, the Defendant: (a) was hospitalized in B Hospital for 22 days on the ground that an insured event occurred and the Defendant was injured on January 15, 201; (b) was hospitalized in each hospital for 135 days in total from January 15, 201 to December 23, 2013 as indicated below; and (c) was paid KRW 7,160,000 as insurance money from the Plaintiff according to each of the instant insurance contracts.

(1) On January 15, 201, 10.3 of the date of the accident : (a) 1.6: (b) 0.3 of the hospital name ; (c) 2.3 of the 5th day of hospitalization ; (d) 1.3 of the 5th day of the 20th day of the 3th day of the 5th day of the 20th day of the 20th day of the 20th day of the 5th day of the 20th day of the 20th day of the 20th day of the 3th day of the 5th day of the 20th day of the 20th day of the 20th day of the 3th day of the 5th day of the 20th day of the 20th day of the 20th day of the 3th day of the 20th day of the 1st day of the 20th day of the 1st day of the 20th day of the 20th day of the 3th day of the 3th day;

C. The current status of each insurance contract of the defendant, and each insurance contract concluded with the defendant as the insured, which is maintained at the time of each insurance contract of this case, or which is similar to each insurance contract of this case and its coverage and nature among the insurance contracts concluded after each insurance contract of this case.