1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

1. Basic facts

A. The deceased E (hereinafter “the deceased”) concluded an insurance contract on April 13, 2012 (hereinafter “F”) with the Defendant, who is an insurance company, as the insured, and the beneficiary as the statutory heir upon the death of the insured, and entered into an insurance contract on the same day (hereinafter “G” insurance contract (hereinafter “instant insurance contract”).

B. At the time of concluding the first contract, the Deceased subscribed to general injury, death, and death security, the insurance amount of which is KRW 100,000,000, and subscribed to a general injury, death, or disability after death, the insurance amount of KRW 20,000,000,000, in the event of death or injury by general injury, respectively,

According to the common terms and conditions applicable to each of the instant contracts, when a cause for paying insurance proceeds occurred due to an insured’s intentional act (Article 19(1) main text and Article 18(1) main text of the General Terms and Conditions of Contracts 1). However, where the insured damages himself/herself while he/she is unable to make a free decision due to a mental disorder, etc., insurance proceeds shall be paid (Article 19(1) proviso and Article 18(1) proviso of the General Terms and Conditions of Contracts 1).

C. On July 17, 2018, the Deceased was discovered on July 17, 2018 at the time of each insurance period of each of the instant insurance contracts with the death on the part of his house located in his house.

As a result of the police's autopsy, the blood and the contents of the deceased's blood and the above contents of the deceased's fluorine (e.g. resistant stability component), treatment concentration within the cuadin’s concentration, or a strokeine (gal stability component), strokein (e.g. e. g. e. g. e., e., g. e., e., e., g. e., e., g. e., e., e., e., e.

Based on this, the police judged that the deceased's private person was addicted to drugs (fluorine, cushin).

The deceased shall be the legal inheritor at the time of his death.