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The Defendant, as the Plaintiff
A. As to KRW 168,080,673 and KRW 106,60,00 among them, from May 3, 2015 to September 5, 2016.
Reasons
Basic Facts
A. On August 22, 2007, the Plaintiff entered into an insurance contract with the Defendant as the insured and the beneficiary as the Plaintiff (hereinafter “instant insurance contract”) with the following content.
The name was entered into. The name: Non-Distribution Lolar Family Love Insurance (Securities Number: C Insurance Period: 16:00 on August 22, 2007 to August 22, 2017: Guarantee 6:00 on August 22, 2017
1. In cases of general injury: 100,000,000 won in cases of death or disability of not less than 80% by general injury; and
2. Compensation for living income: 2,00,000 won per month for ordinary injury, which is finalized and paid 48 times in case of a disability by 80 to 100%.
4. A maximum of 3,00,000 won for general injury (180 days from the date of an accident): The total of the medical expenses actually borne by the insured where he/she undergoes medical treatment by a doctor due to a general injury;
5. Ordinary injury provisional living expenses (at least one day): 20,000 won per day: (a) when hospitalized treatment is conducted due to a general injury (within the limit of 180 days from the date of the accident), the general terms and conditions incorporated into the insurance contract of this case (hereinafter “instant general terms and conditions”).
Article 13 (Compensation for Damages) (1) of the General Terms and Conditions shall be as follows. When the insured sustains bodily injury (excluding physical assistance equipment, such as water, clothing, bill, clothing, etc.) due to an accident that has occurred rapidly and rapidly during the insurance period, the Defendant shall compensate for the damages arising from the injury according to this Clause. Article 14 (Non-Compensation for Damages) (1) The Defendant shall not compensate for the damages arising from the injury on the following grounds: (7) the insured’s pregnancy, childbirth (including dives), miscarriage, surgery, and other medical treatment. However, the Defendant shall be compensated for the injury incurred from the injury borne by the Defendant: (1) the Defendant suffered the injury on the part of the insured under Article 13 and lost its physical function within two years from the date of the injury directly or within two years from the date of the accident.