Defendant

A and C Each fine of KRW 3,00,000, KRW 1,500,000, KRW 1,500,000, KRW 1,500, and Defendant D and E, respectively, shall be punished by fine of KRW 2,00.

Punishment of the crime

1. The joint criminal conduct of Defendant F, Defendant A, and Defendant B et al.: (a) provided that Defendant F, Defendant A, and Defendant B et al.: (b) provided that “I would have entered the house owned by F and would have obtained a loan for the lease on a deposit basis; (c) would have obtained a loan for another apartment in the name of F with the money; and (d) would have obtained a loan for the lease on a deposit basis in the name of F, Defendant A, and Defendant F provided that “I would have obtained a loan for the lease on a deposit basis that I would have become a lessee at the house of F, Defendant A, and Defendant B and I would have received a loan for the lease on a deposit basis.”

On February 18, 2011, the Defendants, along with I, prepared a false contract for the lease of a detached house, as if the Defendant B, the husband of the Defendant A, were to pay KRW 10 million as the down payment, and the Defendant F, was to rent KRW 10 million as the down payment from March 21, 201 to March 21, 201.

However, in fact, Defendant A, Defendant B, Defendant F, and I used a false detached house lease contract to obtain a loan from a financial institution for personal purposes. Defendant A and Defendant B did not intend to actually move into the said house owned by Defendant F and reside therein.

Defendant

A, Defendant B, and Defendant F, in collusion with I, filed an application for a loan with an employee in charge of loan, whose name is not known, around March 17, 2011, the victim Hyundai Capital Co., Ltd., and filed an application for a loan with the employee in charge of the loan, and the said application was made by submitting the aforementioned false single house lease contract, and the object was transferred from the victim company to the account in the name of Defendant F, as security, KRW 68,565,00.