The sentence of sentence against the defendant shall be suspended.

Punishment of the crime

피고인은 대출을 하려고 알아보던 중 D이 안산시 등 수도권 일대에 배부되는 생활정보지(교차로 등)에 ‘E대부중개 대표: D, F대부중개 G, 당일 신용대출, 300만 원 1,500만 원, ★무직자, 일용직, 주부, 여성, 통신연체자 가능, ★소득 증빙 관계없음, ★소액대출 50-200만 원, H, 이자율 월 1-2.9%, 연 34.9% 이내, 연체, 추가비용 없음'이라는 광고를 보고 연락하였다.

D through a false certificate of employment (one-time work loan), D had a domestic well-known loan company (such as mountain money, hydcop, R&I) borrow money as desired by the Defendant, and requested 20% of the loan to be paid for it. The Defendant responded to this and conspired to receive the loan through a false certificate of employment.

On May 9, 2013, the Defendant applied for a loan of D in the name of the Defendant to the Seoul Special Metropolitan City, Gwanak-gu, Seoul Special Metropolitan City, or the Victim Love Co., Ltd., and made a false statement that D had been informed by the recipient of the telephone from the person in charge of the loan of the said company, "the Defendant has served in the I company", and notified the I company of D's telephone numbers to verify whether or not the I company has been actually serving in the I company, and confirmed as if D was attending the I company.

However, the defendant is not a person who has served in the I company, but the I company is also a virtual company.

Around May 9, 2013, the Defendant conspired with D in collusion, by deceiving a person in charge of loans from the victims, and received loans from the person in charge of such deception, as shown in the attached Table of Crimes, from the national bank account under the name of the Defendant (J).

Summary of Evidence

1. Partial statement of the defendant;

1. A protocol of partial police interrogation of the accused;

1. The criminal place;

1. A written statement of the victim;

1. The defendant and his defense counsel are the defendant at the time of each of the loans in this case.