Defendant shall be punished by a fine of KRW 1,500,000.

When the defendant does not pay the above fine, 100,000 won.

Punishment of the crime

The Defendant is a person who runs “B” and C is a person who runs a loan brokerage business in the name of “E” from September 5, 2013 to Osan City from September 5, 2013.

피고인은 대출을 하려고 알아보던 중 C이 안산시 등 수도권 일대에 배부되는 생활정보지(교차로 등)에 ‘E 대표: C, F, 당일 신용대출, 300만 ㆍ 1,500만 원, ★무직자, 일용직, 주부, 여성, 통신연체자 가능, ★소득 증빙 관계없음, ★소액대출 50-200만 원, G, 이자율 월 1-2.9%, 연 34.9% 이내, 연체, 추가비용 없음'이라는 광고를 보고 연락 하였다.

C through a false certificate of employment (one-time work loan), C had a domestic well-known loan company (i.e., mountain money, Ridcop, R&C) borrow money as desired by the Defendant, and requested 20% of the loan to be paid for it. The Defendant responded to this and conspired to receive the loan through a false certificate of employment.

On October 28, 2015, the Defendant applied for a loan to the R&C and OK Savings Bank in the name of the Defendant, and made a false statement from the person in charge of the lending of the said company to the Defendant’s mobile phone, “A person in charge of the lending of the said company has been in office in H.” In order to verify whether the said person in charge of the lending was actually in office in H, the Defendant confirmed the fact that the Defendant was in office by the phone number of the said person in charge of the lending, as if the Defendant was in office in H., the Defendant confirmed the fact that the Defendant was in office by reply.

However, the defendant is not a person with work experience in H, and H is also a virtual company.

As such, the Defendant, as instructed by C, deceivings a person in charge of loans from the victim R&W Capital, OK Savings Bank, and deceivings the person in charge thereof, on December 28, 2015, KRW 3 million from the Defendant’s corporate bank account (J) and KRW 3 million on December 31, 200,000 (OK Savings Bank).