1. The defendant shall pay to the plaintiff KRW 50,439,766 as well as KRW 50,00,000 among them, the amount of KRW 50,000 from April 23, 2019 to the day of full payment.

1. Date of loan of KRW 50,00,00,00 for general household funds loaned on June 12, 2018: June 12, 2018: Interest rate: 3.95% per annum on June 10, 2021: 50,439,766 won per annum;

A. The Defendant borrowed money from the Plaintiff under the following conditions, and the principal and interest in arrears as of April 22, 2019 are as follows:

B. According to the terms and conditions of the Plaintiff’s credit transaction approved by the Defendant, if the Defendant did not repay the above loans received or did not pay the interest, the Defendant would lose the benefit of time and make a lump sum repayment of the principal and interest. The Defendant would pay the agreed and interest rate by applying the changed interest rate as a result of changes in the relevant statutes and the financial circumstances.

C. The Defendant lost the benefit of time due to the failure to pay interest on the agreed loan.

[Reasons for Recognition] Facts without dispute, purport of whole pleading

2. According to each of the above facts of recognition, barring any special circumstance, the Defendant is obligated to pay the Plaintiff the interest for arrears calculated at the rate of 6.95% per annum from April 23, 2019 to the date of full payment of the principal amount of KRW 50,439,76, and the principal amount of KRW 50,000,000, whichever is outstanding, to the Plaintiff.

The defendant asserts that the present application for individual rehabilitation was filed, but the present lawsuit is not affected by the above application, unless the decision to commence the proceedings has yet to be made against the defendant.

3. It is so decided as per Disposition by accepting the claim of the plaintiff for conclusion.