1. Defendant shall be punished by a fine of 5,000,000 won;

2. If the defendant does not pay the above fine, 100,000 won.

Punishment of the crime

1. On December 2015, the Defendant, at the office of the victim C located in Busan Southern-gu, Busan-gu, there is no damage by faithfully paying the principal and interest of the loan and the principal and interest of the loan on the face of a joint and several surety.

“The phrase “ was false.”

However, in fact, the defendant did not have any particular property at the time and was an individual rehabilitation, and there was no intention or ability to pay the principal and interest normally.

Nevertheless, around December 4, 2015, the Defendant, by deceiving the victim, had the victim take three million won from the lending company of the future Cradt, and three million won from the Cnae Loan Company, respectively, and had the victim take a joint and several guarantee for the above loans, thereby having the victim acquire the same amount of property profit.

2. On February 2016, the Defendant, at the office of the above victim C around February 2, 2016, would promptly repay the loan with a credit loan extended in the name of the victim within two to three days and with a loan extended on behalf of the victim, if the Defendant borrowed money with a loan instead of being given due to bad credit standing.

“The phrase “ was false.”

However, in fact, the Defendant was in an economically difficult situation and was thought to use some of the loans as gambling funds, and thus, there was no intention or ability to change the loans in the name of the Defendant or to repay the money borrowed from the victims with the repayment of the existing loans within two to three days.

Nevertheless, on February 24, 2016, the Defendant: (a) by deceiving the victim; and (b) had the victim take out loans from the lending company of “san and Muss”; and (c) 2 million won from the lending company; and (d) received the aforementioned 22 million won from the national bank account in the name of the Defendant to the national bank account in the name of the Defendant on the same day.

Summary of Evidence

1. Partial statement of the defendant;

1. Each prosecutor's office against the defendant;