1.The judgment of the first instance, including the preliminary claim added at the trial, shall be modified as follows:

Defendant B.

1. Basic facts

A. On August 5, 2003, the Plaintiff entered into each insurance contract in the separate sheet No. 1, 2003 (hereinafter “instant No. 1 insurance contract”) with Defendant A as the insured and the beneficiary of the insurance contract (hereinafter “instant No. 1 insurance contract”).

(2) Upon entering into the instant first insurance contract, Defendant A entered into an insurance contract with C on March 14, 2005, which provides that the amount of KRW 10,00 per day of hospitalization shall be compensated for each of the days of hospitalization per day when the Defendant A continued to be hospitalized for at least four days due to a disease or a disaster (a special agreement for non-payment of dividends), which provides that KRW 30,000 per day of hospitalization per day of hospitalization shall be compensated for each of the days of hospitalization per day (a special agreement for non-payment of dividends), and the special agreement which provides that KRW 30,00 per day of hospitalization per day of hospitalization shall be compensated for more than 30 days (a special agreement for non-payment of dividends for non-payment of damages per day of hospitalization per day of hospitalization). The Plaintiff continued to enter into an insurance contract with C on March 14, 2005, which provides that the daily amount of KRW 10,000 per day of hospitalization per day of hospitalization per day of more than 300 days per day of hospitalization per day (hereinafter.).