A defendant shall be punished by imprisonment for one year.

However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

The Defendant entered into a loan agreement with E (i.e., the amount equivalent to the credit card sales arising from the Defendant’s Mart) with the victim D while operating the Marart in Nam-si, Namyang-si, where the Defendant was provided with “Immediate settlement service” (i.e., a loan by having the victim immediately pay the amount equivalent to the credit card sales arising from the Defendant’s Mart in the form of loan, and then making the amount repaid to the Defendant upon deposit with the credit card company from the credit card company to the account of the victim if the payment was made by the credit card sales was made by automatic transfer). In the event

Therefore, even if the Defendant received a loan equivalent to the amount of credit card sales from a credit card company by immediate settlement from the victim, he/she would immediately transfer the amount to another account before the automatic transfer to the victim. In addition, despite the absence of any special property and there was no intent or ability to repay the above loan due to the cumulative credit card transactions with no specific property, the Defendant paid 2 million won by using the F Card around February 11, 2018, and then he/she received 12,127 won remaining 30 won excluding the fee from the victim on February 12, 2018, 12,127 won excluding the remaining 30,000 won excluding the fee, 30,000 won excluding the remaining 1,909,40 won excluding the fee from the victim on February 12, 2018, and continued to receive 30,000 won excluding the remaining 500,000 won with the J Card around February 12, 2018.

This is the defendant.