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A defendant shall be punished by imprisonment for a term of one year and three months.
Three USBs seized, three orders, and one copy of management f.o.d. and f.b.
Reasons
Punishment of the crime
The Defendant posted the Internet site or advertised the mobile phone small amount settlement "payment of merchandise coupon small amount, and cashization of merchandise coupon" by sending text messages to the illegal mobile phone owner, and then purchased false goods through the settlement of online shopping mall small amount with the ID and password of online shopping mall from the lending customer who reported and contacted the above advertisement, and then borrowed the amount after deducting interest from interest at high interest from the lending customer excluding 11% fees from the online shopping mall sales business operator, or allowed the lending customer to purchase merchandise coupon at the discounted price of 20 to 30% after lending the amount after deducting interest from interest at discounted price.
1. A person who intends to engage in loan business in violation of the Act on the Registration of Loan Business, etc. and the Protection of Financial Users shall register with a competent authority, and where an unregistered credit service provider grants a loan, the interest rate shall not exceed 25 percent per annum;
The Defendant, without registering with the competent authority on September 4, 2016, issued an order as if he/she purchased gold equivalent to KRW 200,000 in the name of F from “G” to “G” by accessing the Internet shopping mall site after obtaining a small amount of loan advertising from F, which was reported to and made contact with the E office located in Suwon-si, Suwon-si, Suwon-si, and then receiving an order as if he/she purchased gold equivalent to KRW 200,000 in the name of F in advance from “G” to “H bank account,” and then received a remittance of KRW 55,000 after deducting KRW 5,00 in the name of F from the payment date of mobile phone user fees from “F” to “H bank account,” and received KRW 145,000 in full.