1. The Plaintiff’s obligation to the Defendant upon termination of an agency contract between the Plaintiff and the Defendant is 10,886.

(a)the purpose of this provision is to provide;

Article 2(1) (Types of Incentives and Subsidies): Purchase deduction, sales incentive, and BJ support incentive 2): BJ support subsidy: subsidy for training period, sales incentive, sales incentive, management class, settlement incentive, settlement incentive, and support subsidy 3): Instructor support, Article 4 (Standards for Refund of Incentives) 1) of the total amount of subsidy for business stabilization for one year at the time of termination of transaction with the Self-Governing Center, the amount of inventory of the self-Governing Center that received the subsidy shall be refunded at the time of termination of transaction.

2) The criteria for refund shall apply the recipient rate in the month immediately preceding the termination. Article 6 (Standards and Methods for Refund of Subsidies) 1) The subsidy shall be calculated on the basis of the month beginning on the business after the conclusion of this Agreement.

2) The term “self-governing Center” shall return to the “Company” the amount of 1.22 billion annual amount for 1.23 billions of the annual amount of 1.23 billions of the sales terms and conditions, plus 1.2 billions of 3.6 billions of the sales organization B (including the head of the branch) 15 billions of the sales organization (including the head of the branch) within one year of termination of this Agreement. (The total amount of subsidies)* (3.6 billions of the total amount of subsidies) - 3.6 billions of the 3.6 billions

4) “Self-Governing Center” shall return to “the Company” the amount calculated in accordance with the method prescribed in paragraph 1 above, according to the choice of “Self-Governing Center” if the conditions of the annual sales have not been fulfilled at the end of the period of the second agreement.

(2) The agreed period may be extended as long as it has been achieved.

7) The criteria for, and the period of, the return of the subsidy are as follows: ① The “company” may request the “Self-Governing Center” to return under Article 6(2) through (6). ② The date and method of return: The “company” and “self-Governing Center” shall be refunded in cash within 30 days from the date on which they agreed to terminate the mutual agreement. The “company” in Article 10 (Termination of the Agreement) may terminate this Agreement immediately if any of the following events occurs to the “self-Governing Center”. 3) The “self-Governing Center” in Article 15.