1. The Central Labor Relations Commission’s dismissal on February 18, 2016 between the Plaintiff and the Intervenor’s Intervenor against the Central 2015 Supplementary 1206.

(b) permission of change (comprehensive determination through transaction cases, re-appraisals, auction rates, etc.) to change the order of recovery only when disposal and principal recovery are made through sale, etc. with a third party to avoid moral hazard problems of persons with obligations 0 (comprehensive determination through transaction cases, re-appraisals, auction rates, etc.). It means only the change in the order of recovery* Whether actual reduction or exemption of interest and waiver of claims are based on the approval procedures equivalent to bad debt depreciation for transparent business operations, which shall be decided by the difference in separate bad debt depreciation, to check the basic matters concerning the fault responsibilities of officers and employees in dealing with

3. Operating period of special measures 0: from the date of document execution (date of October 2013) to the date of June 4, 2014: 01: Decision-making that it is advantageous to early recovery of the security through the sale of a third party, etc. rather than to proceed with compulsory execution due to a decline in the market price of the security to be recovered and attached in the union's decision-making process related to special measures: Where the amount short of the loan principal exceeds KRW 100 million, the association's decision-making process 02 as the president's full-time decision-making process where the amount short of the loan principal exceeds KRW 100 million; the association's full-time depreciation process (self-evaluation of the principal loss amounted to KRW 5 million); the association's inevitable confirmation of bad debt depreciation and bad debt recognition 03: the association's decision-making process on the principal and bad debt amount to be recovered through a change in the order of recovery and the sale of the mortgaged security to a third party; the association's decision-making process of bad debt 10.