The defendant is innocent.

On January 3, 2018, the Defendant in the official lawsuit accepted the proposal that “The Defendant would provide a loan with a five-year agreement of KRW 30,000,000,000 per month on the condition that he/she will complete the payment of the principal and interest, and thereafter thereafter, notified the Defendant’s name C Account Number (D) in the name of the Defendant to the said B, if he/she returned to the account that he/she would give a good credit by repeating cash withdrawal.”

However, in fact, the Defendant was aware of the fact that the method of loan, which the Defendant had already received the loan and carried out the loan, was an emergency, and was aware of the fact that the method of loan, which was carried out by the winners of name, was not an emergency, and that the E bank remains in place and where the location of the E company where the B agency works, was not known.

Then, on January 8, 2018, 2018, employees of the Financial Fraud Group, such as the above “B agency,” made a false statement to the victim F that “I would make a loan at the interest rate of 5.8% per annum if I make advance payment of bank transaction deposits, notarial expenses by certified judicial scrivener, and purchase expenses of loan bonds,” by posting a phone to the victim F, and deceiving the victim. On January 8, 2018, she received KRW 370,000 won from the victim to the above C account in the name of the defendant around January 16:26, 2018, by receiving KRW 20,000 from the victim to the above C account in the name of the defendant, and immediately contact to the defendant, the victim who made a withdrawal of KRW 1.8,000 in cash after making a deposit to the account of JI bank in the name of JI bank.