The defendant is innocent.

On March 27, 2018, the Defendant in the official lawsuit accepted the proposal that “A loan to increase credit by making a virtual account and repeating cash withdrawal,” from an employee under the name of the Bosing Financial Fraud Group (hereinafter “C”), and then, accepted the proposal that “A bank account number (E) in the name of the Defendant was known to the singing employee of the singing employee.” On the other hand, the Defendant sought the money to transfer the money to the singing employee to the singing employee at a low interest rate of 4%.” At that time, the Defendant notified the singing employee of the D bank account number (E) in the name of the Defendant.

However, in fact, the Defendant had been aware of the fact that the lending method that was carried out by the winners of name was an emergency because he had been well aware of the process of receiving the loan and implementing the loan, and was actually aware of the fact that the lending method was an employee of the phishing Financial Fraud Group, such as the existence of the Company B and the location of the Company.

Since then, the above Bosing Financial Fraud staff, such as the above "C," etc., wish to provide a loan to the victim F with a phone call from March 28, 2018 to KRW 2,800-3,000,000 at a low interest rate of 4% per annum.

In order to continue a loan, the credit rating may be improved if the deposit is made to an account notified to increase the credit rating.

“Before deceiving the victim by making a false statement to the effect that it is “,” the Defendant, at around 15:13, 2018, received KRW 5 million from the victim’s above H bank account under the name of the Defendant, and received KRW 30,000,000 from the victim, etc. immediately after the contact with the Defendant, the Defendant made a withdrawal of KRW 6,00,000 from the bank counter because the deposit will be made in the name of F in the name of the party bank, and then, when the internal bank withdraws money, the said money would be delivered to the person designated by the internal bank, and the bank employees would have received the money from the bank.”