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(영문) 서울북부지방법원 2015.10.06 2015가단115388
양수금
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

The Plaintiff asserted that, on March 29, 2001, the Defendant was unable to pay KRW 29,093,302 of the credit card usage amount to the Plaintiff on February 5, 201 when it obtained a credit card from the Korea CTR Bank, and that, on September 29, 201, the said bank transferred the credit card usage payment claim to the Plaintiff on September 29, 201, and notified the Defendant of the transfer of the credit card usage payment claim at that time. On December 18, 2014, the overdue interest rate of the credit card usage amount as of December 18, 2014 is 29.9% per annum, and the interest rate is 29,908,588 won. As such, the Defendant asserted that the Plaintiff, the assignee of the credit card, is liable to pay the Plaintiff the principal amount of KRW 59,001,890 and the principal amount of KRW 29,093,302 at the rate of 29.9% per annum from December 19.

In this regard, it is not sufficient to acknowledge the fact that the defendant was issued a credit card from the above bank, and there is no other evidence to prove it. The plaintiff's above assertion is without merit.

Therefore, the plaintiff's claim of this case is dismissed as it is without merit, and it is so decided as per Disposition.

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