A defendant shall be punished by imprisonment for one year.

However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

Any person who intends to engage in credit business or loan brokerage business shall register with the competent authority, and where an unregistered credit service provider lends a loan, the interest rate shall not exceed 30 percent per annum.

1. The Defendant received interest in excess of the unregistered credit business and the interest rate limit, without registering the credit business. On December 8, 201, the Defendant borrowed one million won from F from E “E” located in the area corresponding to Cheongju-si on December 8, 201, for ten days, and paid 100,000 won after deducting 100,000 won as prior interest. The Defendant received interest at 365% per annum.

In addition, the Defendant engaged in unregistered credit business by engaging in lending over a total of 117 occasions (one time of such lending in collusion with G (the same Guide type) as described in the attached Table of Crimes between December 8, 2011 and February 6, 2013, as well as the Defendant’s interest accrued in violation of the restriction on interest rates at least 116 times in total (10 times of such lending in collusion with the above G).

2. On August 2, 2012, the Defendant, without registering a loan brokerage business, introduced F, from a certified judicial scrivener office located in He, Seo-gu, Chungcheongnam-gu, Chungcheongnam-gu, to borrow 30 million won, a credit service provider, from a certified judicial scrivener office, and then received one million won, as a fee, from F.

From March 21, 2012 to November 1, 2012, the Defendant engaged in unregistered loan brokerage business by acting as a broker for a total of nine times as indicated in the list of crimes as follows.

No. 1 2012-03-21 GF 5,00,000 22012-05-23 J 2012-05-23 J 2000 32012-05-29 J M 5,000 5,000,000 5,000 5,000 5,000 5,000 5,000 5,000 5, 2012-08-02 IF 30,000,000 6 2012-08-29,200,000 J 29-200,000 7 20,000 7 20,002-10,000 - 10,000 - 2012-10,000 - 2009

1. Defendant's legal statement;

1. Each protocol of suspect examination of the police against G, J, and I (including F part of the statement);

1. Each police statement about F, N,O, P, Q, K, R, S, and T;

1. A copy of each book and each credit service provider;