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(영문) 광주지방법원 2017.12.21 2016가합57057
보험에 관한 소송
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On March 6, 2009, the Plaintiff and the Defendant concluded the instant insurance contract with the Defendant as the insured (hereinafter “instant insurance contract”).

B. (1) The Defendant received hospital treatment on April 7, 2009 as shown in the attached Table 2, including cases where he/she received hospital treatment for 12 days due to pelumitis, etc. from her Council members on April 7, 2009, and received hospital treatment for 27 days in total from April 7, 2009 to May 23, 2016.

(2) In accordance with the instant insurance contract, the Plaintiff paid KRW 93,981,050 to the Defendant as shown in the attached Table 2.

C. Among the insurance contracts with the defendant as the insured and the insurance contracts whose daily allowances for hospitalization due to diseases or injuries are guaranteed by the defendant as the insured, the contents of the insurance contracts which were maintained at the time of the instant insurance contracts or concluded after the instant insurance contracts, and the insurance proceeds received by the defendant are as follows:

(Unit) The instant insurance contract, including insurance without daily allowances, and the content and nature of guarantee, were excluded from different insurance contracts. (Unit: No. 1) The entry of the insurance company’s “stock company” is omitted.

The name of the goods of the contract, the monthly insurance premium for injury per disease, the insurance premium of 1.3,000 non-life insurance 1,000,000 46,600,000 20,000 on January 2, 2013, the plaintiff 58,678 30,000 30,000 30,000 93,000,000 93,000,0000 93,000,000,0000,0000,000,0000,000,000,000,000,000,000,000,000,000,06,000,06,00,000,06,06,000,06,000 or more than 1,201,03,06,01

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