Of the part against the defendant in the judgment of the court of first instance, the part against the plaintiff who is ordered to pay below.

1. Basic facts

A. The Plaintiff is an insurer who entered into a fire insurance contract (hereinafter “instant fire insurance contract”) with F that operates a singing practice room under the trade name of “E” on the first floor of the underground floor of the building located in Jongno-gu Seoul Metropolitan Government (hereinafter “instant building”).

Insured: The insured period of insurance from August 3, 2017 to August 3, 2022: the subject matter of insurance: the amount of insurance coverage for the facilities installed in the instant building and the instant building, mortgage fixtures, and movable property: the amount of insurance coverage of KRW 70,000,000,000 as the cover of KRW 70,000 as the cover of KRW 70,000 as the cover of KRW 70,000 as the cover of KRW 5,00,000 as the movable property of KRW 70,000 as the cover of KRW 5,00,000 as the beneficiary’s loss

B. The Defendant is an insurer who has entered into a disaster liability insurance contract for the instantns (hereinafter “liability insurance contract of this case”) with I operating the inn of the saidns (hereinafter “the instant inn”) in the name of “H inn” in Seoul Jongno-gu D and G located adjacent to the instant building as the insured.

The general terms and conditions of the liability insurance contract of this case provide for the following damages and insurance proceeds, etc.

Article 1 (Purpose) This insurance contract is to guarantee the risk of damage caused by the insured’s burden of statutory liability between the policyholder (hereinafter “contractor”) and the insurance company (hereinafter “company”).

Article 3 (Compensation for Loss) A company shall be bound to compensate for the following loss to be borne by the insured for the loss of life, body, or property of another person caused by fire, collapse, explosion, or explosion in facilities (only at places indicated in the insurance policy) owned, managed, or occupied by the insured during the insurance coverage period within the coverage area under the insurance policy:

1. Statutory damage compensation liable for the insured to be paid to the victim: Provided, That whether or not the insured has been negligent;