beta
Text
1. The Defendant: (a) KRW 42,857,142; (b) KRW 28,571,428; and (c) KRW 28,571,428, respectively, to Plaintiff A and each of them on March 26, 2015.
Reasons
1. A policyholder who is recognized as a policyholder: A and the beneficiary at the time of the death of the deceased: Legal successor of the insured: 100,000,000 won when he/she dies due to a major security of KRW 205,000 in case of the death of the deceased as a general injury;
A. On January 29, 2014, Plaintiff A, as the spouse of the network D (hereinafter “the deceased”), concluded a (Non-LIG Corer Health Insurance Contract with the Defendant (hereinafter “instant insurance contract”) and paid the premium. The main contents of the instant insurance contract related to the instant case are as follows.
B. The Deceased had worked as the deck of the deep-sea fishing vessel F, which belongs to the Construction Industry Co., Ltd. prior to the conclusion of the instant insurance contract, and among the written subscription for the instant insurance contract, the above content is also indicated in the occupational column of the Deceased.
C. Around 14:00 on December 1, 2014, the Deceased was on board F, and was engaged in fishing operations in the Russcopic Sea near the Russcopic Sea, resulting in the sinking of the said vessel due to bad weather.
(hereinafter “instant accident”). D.
Plaintiff
A After the death of the Deceased, A demanded the Defendant to pay KRW 100,000,00 of the General Injury Death Insurance Money for the reason that the Deceased died due to a sudden and unexpected accident that occurred during the term of the instant insurance contract. However, the Defendant shall not prevent the insurance money when the cause of paying the insurance money related to injury under Article 15 (Types and Grounds for Payment of Insurance Money) occurs due to the following acts for the purpose of occupation, duties or club activities, on the ground that the term of the instant insurance contract (hereinafter “instant exemption clause”) has the following exemption clauses:
3. The duties of a crew member of a vessel, a fishing boat, a shooting boat, and other person on board a vessel;