The defendant shall be innocent.

1. The summary of the facts charged is a person working as an insurance designer at the agency B, and the victim C is a customer subject to insurance management by the defendant.

1. On February 5, 2014, the Defendant would pay back to E cafeteria operated by the victim in Ulsan-gun, Ulsan-gun, Ulsan-gun, if the victim “if the cost of living and his/her dependants are required to pay school expenses, and if the victim lends only KRW 10 million to the victim, he/she will be paid immediately.

By the time of repayment, 300,000 won per month shall be paid interest.

“A false statement was made to the effect that it was “.”

However, in fact, the defendant had no intention or ability to pay the victim with borrowed money from the victim, unlike the victim's speech, while hiding the fact that the victim bears other obligations.

Accordingly, the defendant deceivings the victim as above and obtained the delivery of KRW 10 million from the victim as the borrowed money on the same day.

2. On April 30, 2014, the Defendant: (a) at a E cafeteria operated by the victim in Ulsan-gun, Ulsan-gun; and (b) at the victim’s cafeteria operated on April 30, 2014, the Defendant lacks the expenses of the victim’s language training.

If a loan is made more than 5 million won, it will be made one year after the loan.

And interest will be paid in 200,000 won per month.

“A false statement was made to the effect that it was “.”

However, in fact, the defendant had no intention or ability to pay the victim with borrowed money from the victim, unlike the victim's speech, while hiding the fact that the victim bears other obligations.

Accordingly, the defendant deceivings the victim as above and acquired 5 million won by receiving 5 million won as the loan from the victim on the same day.

3. On May 30, 2014, the Defendant is in the E cafeteria operated by the victim in Ulsan-gun, Ulsan-gun, Ulsan-gun on May 30, 201, and “the victim is difficult to live.”

In addition, the interest on the loan of KRW 5 million shall be monthly.