1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Basic Facts

The Plaintiff is a corporation that manufactures and sells electric motors, etc., and has two factories, such as Kimpo-si C, Kimpo-si C, and Kimpo-si, Kimpo-si, Kimpo-si, Kimpo-si, Kimpo-si, Kimpo-si, 396 square meters of a single-story factory (hereinafter referred to as "first-story factory"), and 288.275 square meters of a single-story factory on the ground of Kimpo-si, Kimpo-si, Kimpo-si, Mapo-si, 28.275 square meters of a single-story factory (hereinafter referred to as "second-story factory").

On January 29, 2003, in the name of the representative director of the plaintiff, registration of ownership preservation was made for the first factory, and on May 31, 2013, the registration of ownership transfer was made for the second factory.

On November 28, 2013, the Plaintiff entered into a fire insurance contract with F Co., Ltd. on the second factory building, machinery, and inventory assets (hereinafter “instant G insurance contract”); and on September 12, 2016, the Plaintiff entered into a fire insurance contract with the Defendant on the first factory building, machinery, and inventory assets (hereinafter “instant H insurance contract”); and on December 30, 2016, entered into an insurance subscription agreement and an insurance policy with the Defendant on December 30, 2016 with respect to the second factory building, machinery, and inventory assets (hereinafter “instant insurance contract”); and thereafter, on June 4, 2017, the Plaintiff entered into an additional fire insurance contract with the J Co., Ltd. on the fire insurance contract (hereinafter “instant insurance contract”).

On June 30, 2017, a fire occurred in each of the instant factory buildings, and the Defendant paid the insurance proceeds of KRW 961,417,793 to the Plaintiff following the investigation by an adjuster.

(hereinafter referred to as “instant insurance accident”). [No dispute exists on the ground of recognition], Gap evidence Nos. 1 through 11 (including numbers; hereinafter the same shall apply), Eul evidence Nos. 1 through 4, and the plaintiff’s argument as to the ground of claim as a whole for the purport of the entire pleadings, the plaintiff’s argument as to the factory No. 1, as to the instant H insurance contract.