All of the plaintiff's claims are dismissed.

Litigation costs shall be borne by the plaintiff.

1. Basic facts

A. On September 21, 2005, the Plaintiff (formerly: Gold Life Insurance Co., Ltd.) entered into an insurance contract on September 21, 2005 with the Defendant as indicated in the attached Table 1 (hereinafter “No. 1 insurance contract”) and entered into an insurance contract on February 7, 2006 with the insurance premium of KRW 103,290 each month (hereinafter “No. 2 insurance contract”).

(hereinafter referred to as "each of the instant insurance contracts" when referred to in paragraphs (1) and (2).

From October 6, 2005 to February 27, 2013, the Defendant received KRW 48,474,207 as insurance money ( KRW 17,81,806, and KRW 30,662,401 as stated in attached Forms 3, 4) from the Plaintiff.

C. At the time of entering into each of the instant insurance contracts, the Defendant entered into an insurance contract with other insurance companies as the Defendant with the following content.

(1) On April 8, 1999, Samsung Life Insurance (Special Contract for Admission and Special Contract for Accident Hospitalization) 47,600 49,646,451 (Attached Form 5) 2 AI Life Insurance (C) 20,600 on April 16, 2004 20,600 AIG 20,600 29,160 29,160 27,067,067,117) 3-1,00,000,000 insurance for Non-Medical Guarantee Insurance (Special Contract for Hospitalization and Major Disease Hospitalization) 29,160 27,067,117, 117, and 3-1,000,000,000 3NH Life Insurance Co., Ltd. 1, 201, 206, 2013.

D. The Defendant, even after the conclusion of each of the instant insurance contracts, shall carry out the following insurance contracts with other insurance companies: