Defendant shall be punished by a fine of KRW 5,000,000.

If the defendant does not pay the above fine, 50,000 won.

Punishment of the crime

1. The Defendant violated the Act on Registration of Credit Business, etc. and Protection of Financial Users, without being registered, lent a loan to C from around September 2004, and if an unregistered credit service provider lends a loan, the interest cannot be collected exceeding the interest rate of 30 percent per annum.

On March 21, 2008, the Defendant lent KRW 2 million to C at the office of the Defendant located in Seongbuk-gu, Changwon-si, Sungwon-si, and received interest exceeding the limited interest rate by receiving a total of KRW 3.6 million from C by December 17, 2008 as the interest and principal from December 17, 2008.

B. On May 16, 2008, the Defendant lent 4,660,000 won to C at the same place as (A) on May 16, 2008, and received interest from C in excess of the limited interest rate by being repaid 12,50,000 won in total as interest and principal until March 17, 2010.

C. On September 1, 2008, the Defendant lent 1.8.5 million won to C at the same place as (a) on September 1, 2008, and received 2.4 million won as interest and principal from C until October 17, 2008 and received interest exceeding the limited interest rate.

On October 24, 2008, the Defendant lent KRW 1.7 million to C at the same place as (a) on October 24, 2008, and received interest exceeding the limited interest rate by having C repaid the interest and principal up to November 17, 2008.

E. On November 18, 2008, the Defendant lent one million won to C at the same place as Paragraph (a) of the same Article, and received interest from C in total 1.1 million won as interest and principal from December 17, 2008 and received interest exceeding the limited interest rate.

F. On December 18, 2008, the Defendant lent KRW 2 million to C at the same place as that of paragraph (a) on December 18, 2008, and received the interest from C on January 16, 2009 on a total of KRW 3 million as the interest and principal, and received the interest exceeding the limited interest rate.

G. On January 19, 2009, the Defendant lent KRW 2.6 million to C at the same place as the A of January 19, 2009, to receive KRW 300,000 per month interest from C, and received interest exceeding the limited interest rate until February 17, 2010.

H. The Defendant on February 17, 2009