beta
Text
Defendant shall be punished by a fine of KRW 9,000,000.
If the defendant does not pay the above fine, 50,000 won shall be paid.
Reasons
Punishment of the crime
1. Violation of the Act on Registration of Credit Business and Protection of Financial Users - Any person who intends to engage in credit business or loan brokerage business without registration shall register with the Special Metropolitan City Mayor, Metropolitan City Mayor, Do Governor, or Special Self-Governing Province Governor, who has jurisdiction over
Nevertheless, on July 27, 2008, the Defendant, without registering a credit business, lent 1 million won to C at the mutual infash stores located in the Sacheon-si, Netcheon-si, after deducting 100,000 won as the interest, actually lending 90,000 won. From around that time to July 23, 201, the Defendant, by deducting 12,340,000 won as the sum after deducting 10,000 won from 79 persons, such as C, etc., as indicated in the list of crimes in the attached Table, was offered to four persons, such as C, etc., for a total of 79 times, including 5,26,000 won as the sum of 5,00,000 won.
2. Violation of the Registration of Credit Business and Protection of Financial Users Act - Any unregistered credit service provider who has not violated the restricted interest rate shall not receive interest exceeding 49/100 per annum pursuant to the Enforcement Decree of the former Act on Registration of Credit Business, etc. and Protection of Financial Users from October 4, 2007 to January 20, 2009 (Presidential Decree No. 20313), and interest exceeding 30/100 per annum pursuant to the Interest Limitation Act after January 21, 2009, and even a credit service provider shall not receive interest exceeding 39/100 per annum pursuant to the Enforcement Decree of the Act on Registration of Credit Business, etc. and Protection of Financial Users.
Nevertheless, on July 27, 2008, the Defendant loaned 100,000 won to C at the instant coffee shop located in Ycheon-si, the Defendant actually lent 90,000 won as the interest rate after deducting 100,000 won as the interest rate. 14 days thereafter, the Defendant received payment from C in excess of 49/100 per annum, and received interest equivalent to 289/100 per annum from around that time to July 23, 2011, and thereafter loaned 120,340,000 won over a total of 79 times as shown in the annexed crime list.