1. The Defendant shall pay to the Plaintiff KRW 35,702,648 as well as KRW 21,885,663 as of October 14, 2015 to the day of full payment.

1. Facts of recognition;

A. On May 23, 2012, Korea Standards Bank Co., Ltd. (hereinafter referred to as the “Ssid Bank”) granted a loan of KRW 28.7 million to the Defendant at interest rate of KRW 14.5% per three months CD interest rate, and damages for delay rate of KRW 1-89, 90, 100, and hereinafter referred to as “the instant loan”).

(B) After that, the Defendant lost the benefit of time by delaying the payment of the instant loan claims. (B) On July 17, 2015, the following banks transferred the instant loan claims to the Plaintiff and notified the Defendant of the assignment of claims on July 29, 2015. (c) The instant loan obligations are KRW 35,702,648 as of October 13, 2015 (the principal amount is KRW 21,885,663 as of October 13, 2015). [The instant loan obligations are KRW 35,702,648 as of October 13, 2015]

2. According to the above facts of determination, the Defendant is obligated to pay to the Plaintiff who acquired the instant loan claim of this case damages for delay calculated at the rate of 18% per annum as requested by the Plaintiff within the scope of interest rate of 35,702,648 won as principal and interest of the loan claim of this case and interest of 21,885,663 won as principal from October 14, 2015 to the date of full payment.

3. Conclusion, the plaintiff's claim of this case is justified.