1. The defendant shall pay to the plaintiff the amount of KRW 30,467,97 and KRW 28,041,76 among them, from February 15, 2014 to the day of full payment.

1. Facts of recognition;

A. On November 22, 2012, Korea Standards Bank Co., Ltd.: (a) loaned KRW 31,500,000 to the Defendant on November 23, 2017 due date; (b) KRW 16% per annum on the three-month CD interest rate; (c) overdue interest rate on delayed damage; (d) additional interest rate on delayed damage (one-89%, at least 90 days, at least 10%); (c) however, the overdue interest rate shall not exceed 21%; (d) the principal and interest shall be repaid equally every one month from the date the loan is implemented.

(hereinafter “instant loan”). (b)

On February 14, 2014, the Plaintiff acquired the instant loan claim against the Defendant from Korea Standards Bank Co., Ltd., and on March 3, 2014, Korea Standards Bank Co., Ltd. notified the Defendant of the assignment of the claim.

C. The Defendant’s loan obligations in this case are KRW 30,467,997 (principal KRW 28,041,766) as of February 14, 2014.

[Reasons for Recognition] Each entry of Gap's 1 to 7

2. According to the above facts of determination, the Defendant is obligated to pay to the Plaintiff who acquired the instant loan claim of this case the amount of KRW 30,467,97 and KRW 28,041,766, which is the principal, to the Plaintiff, 21% per annum under the agreement from February 15, 2014 to the date of full payment.

3. In conclusion, the plaintiff's claim of this case is justified and it is so decided as per Disposition.