A defendant shall be punished by imprisonment for not less than one year and six months.

However, the execution of the above punishment shall be suspended for two years from the date of the final judgment.

Punishment of the crime

In order to use the loan application, etc. for the purpose of investment funds by forging the above D's seal impression in the process of house construction, such as the sale and purchase of land owned by Pyeongtaek with his father D, in order to use the loan application, etc. for the purpose of investment funds by forging it without the above D's consent, the Defendant used the loan application, etc. to offer the land, such as E, as security, to financial institutions.

1. Forgery of private documents;

A. On April 17, 2009, the Defendant, at the office of the G Credit Union (hereinafter “victim’s Credit Union”) located in the Hanam-si (hereinafter “F”), stated the Defendant’s intent to provide the above D’s land as security and to apply for a loan of KRW 600 million in the form of a loan application, a loan transaction agreement, and a mortgage contract form using a fluorial pen on the paper of the loan and mortgage contract form, and affixed a seal on the debtor’s name. In addition, the Defendant stated D’s seal impression in each of the above documents as “D” on the debtor’s name.

Accordingly, for the purpose of exercising rights and obligations, the Defendant forged a loan application in the name of D, a loan transaction agreement, and a mortgage contract without authority.

B. The Defendant was above around April 9, 2010.

at the same place as the subsection (a).

In the same manner as described in the subsection, the loan application, loan transaction agreement, and mortgage contract were prepared to the effect that the Hanam City I and H provide the above D-owned land as security and apply for additional loans of KRW 100 million.

Accordingly, for the purpose of exercising rights and obligations, the Defendant forged a loan application in the name of D, a loan transaction agreement, and a mortgage contract without authority.

C. The Defendant’s uttering of the above investigation document is the foregoing.

B. At each location such as paragraph (1), each of the above documents, such as an application for a forged loan, were submitted to the J as if they were duly constituted.

2. Fraud;

A. The defendant 1. A

(b) paragraph (3);