1. On January 28, 2015, the Plaintiff’s debt principal amounting to the Yujin Savings Bank Co., Ltd. was KRW 5,000,000.

1. Comprehensively taking account of the overall purport of arguments as to the grounds for appeal Nos. 2, 6, 9 through 11, and 18, the Plaintiff entered into a contract with B and C together. B as a person in charge of accounting and accounting affairs, the Plaintiff’s identity card copy, resident registration copy, and health insurance premium payment certificate from the Plaintiff was received from the Plaintiff. On January 28, 2015, the Plaintiff’s Uinjin Savings Bank Co., Ltd. (hereinafter “Defendant Uin Savings Bank”) concluded 36 months of loan interest rate of 32.9% per annum, 34.9% per annum, and 34.9% per annum, and the Plaintiff’s loan agreement was concluded with the Seoul High Court to obtain a loan under the name of the said company’s 20-year loan contract with the Defendant Uin Savings Bank Co., Ltd. (hereinafter “Defendant Uin Savings Bank”), and the Plaintiff’s loan agreement was concluded with the Defendant No. 50-year loan contract with the Defendant No. 2 and the Defendant No. 3060-year loan agreement (hereinafter “this case”).

According to the above facts of recognition, there are no special circumstances.