A defendant shall be punished by imprisonment for not less than eight months.

However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

A person who intends to engage in credit business of 2013 Highest 223 " shall register with the competent authority having jurisdiction over the relevant place of business for each place of business and shall not receive interest exceeding the interest rate of 30% per annum when engaged in credit business without such registration. However, the defendant conspired to violate the restrictions on unregistered credit business and interest rate by taking charge of collecting money from the defendant's help and some debtors at the time of permanent stay, and D's act of distributing a name of public relations for loans that he obtained and produced in C and lending money to the debtor, and by taking charge of collecting money from some debtors.

1. On March 19, 2012, the Defendant and D, in collusion with D, lent KRW 1 million to E from the Sung-gun, Kim Sung-gun, the Defendant violated the restriction on the interest rate by allowing 304.9% per annum on the condition that 20,000 won shall be repaid in 20,000 won per day for 65 days on the condition that she shall be repaid in 20,000 won per annum, and violated the restriction on the interest rate by not later than October 10, 2012, as stated in the separate list of crimes until October 10, 2012.

2. Defendant’s sole criminal conduct

A. A. Around December 23, 2011, the Defendant violated the interest rate limitation on 20 times in total, as described in the attached Table 1 through 7, 11, 13, 15, 17, 18, 20, 20, 22, 23, 25, and 25 through 29, on condition that he/she lent 1 million won to the debtor G at the National Institute of Foreign Sciences, the Defendant loaned 1 million won to the debtor G for 65 days on the condition that he/she repaid 20,000 won of the principal and interest each day.

B. Although advertising by an unregistered credit service provider is prohibited from advertising a credit business, other than credit service providers or credit financial institutions that registered the credit business, the Defendant, without registering the credit business with the competent administrative agency, is at the time of residence from December 2, 201 to October 201, in Yacheon-gun, Yacheon-gun.