1. The Plaintiff:

A. As to KRW 64,656,596 and KRW 25,438,227 among them:

B. Defendant B is Defendant A.

1. Comprehensively taking account of the overall purport of the arguments in Gap evidence Nos. 1 through 4 as to the cause of the claim, Gap may recognize the fact that on November 27, 1996, it received each of the loans of KRW 30,000,000 from the Korea Bank Co., Ltd. (Korea Co., Ltd.) on real estate mortgage loans of KRW 30,000,000 under the joint and several guarantee of defendant B (the following loans), the plaintiff acquired each of the instant loans of KRW 20,00,000 through the Korea Asset Management Corporation, Solomon Mutual Savings Bank (the Korea Asset Management Corporation; the principal and interest of each of the instant loans of KRW 15,185,91 (the principal and interest of each of the instant loans of KRW 5,438,227), and ② the loans of KRW 49,470,685 (the principal and interest of KRW 200,00).

According to the above facts, Defendant A is obligated to pay to the Plaintiff the sum of KRW 64,656,596 of the loans and the sum of KRW 25,438,227 of the principal of the loans as principal debtor. Defendant B is jointly and severally liable with Defendant A to pay the amount of KRW 49,470,685 of the above amount and KRW 20,000 of the above amount, jointly and severally with Defendant A as joint and several suretys.

2. In conclusion, the plaintiff's claim is justified, and it is so decided as per Disposition.